Privacy Policy

Last Updated: 4 April 2026

This Privacy Policy describes how Vexibuor MX ("we", "us", "our"), operated from José María Morelos 43, Xalapa, Veracruz, Mexico, and reachable at info@vexibuormx.com, collects, uses, stores, and protects personal data when you use the website vexibuormx.com and its associated web application. This policy complies with Mexico's Ley Federal de Protección de Datos Personales en Posesión de los Particulares (LFPDPPP) and its Regulations.

1. Identity and Contact of the Data Controller

  • Name: Vexibuor MX
  • Address: José María Morelos 43, Xalapa, Veracruz, Mexico
  • Email: info@vexibuormx.com
  • Phone: +52 228 812 1289
  • Website: vexibuormx.com

2. Personal Data We Collect

We collect only the data necessary to provide the service:

  • Account data: Full name and email address, provided at registration.
  • Authentication data: Password (stored in encrypted, hashed form; we do not store plain-text passwords).
  • Budget records: Income entries, expense entries, category names, and spending limits that you voluntarily enter into the application. This data is financial in nature but does not include bank account numbers, card numbers, or any payment instrument data.
  • Usage data: IP address, browser type, operating system, pages visited, and session duration, collected automatically for security and service improvement purposes.
  • Cookie data: As described in our Cookie Policy.

We do not collect sensitive personal data as defined by the LFPDPPP (such as biometric data, health data, or racial/ethnic origin) and we do not connect to any bank account or financial institution.

3. Purposes of Data Processing

Your personal data is used for the following primary purposes:

  • Creating and managing your user account.
  • Authenticating your identity when you log in.
  • Displaying your budget records, category balances, and alerts within the application.
  • Sending account-related notifications (e.g., email confirmation, password reset).
  • Ensuring the security and integrity of the platform.

Secondary purposes (which require your separate consent):

  • Sending informational communications about updates to the application.
  • Conducting aggregate, anonymized analysis to improve the service.

You may withdraw consent for secondary purposes at any time by contacting us at info@vexibuormx.com.

4. Legal Basis for Processing

Under the LFPDPPP, we process your data on the following bases:

  • Performance of a contract: Processing necessary to provide the free budget application service you registered for.
  • Consent: For secondary purposes and for non-essential cookies.
  • Legitimate interest: For security monitoring and fraud prevention, balanced against your privacy rights.

5. Data Transfers and Third Parties

We do not sell, rent, or trade your personal data to third parties. We may share data with the following categories of service providers, solely to operate the platform:

  • Hosting and cloud infrastructure providers.
  • Email delivery service providers (for account notifications only).
  • Analytics providers using anonymized or aggregated data.

All third-party providers are contractually required to process data only according to our instructions and in compliance with applicable law. We do not transfer personal data outside Mexico without ensuring adequate protections are in place, in accordance with Article 36 of the LFPDPPP.

6. Data Retention

  • Account data is retained for as long as your account is active.
  • Budget records are retained until you delete them or close your account.
  • Usage logs are retained for a maximum of 12 months for security purposes.
  • Upon account deletion, your personal data is permanently erased within 30 days, except where retention is required by law.

7. Your Rights Under the LFPDPPP (ARCO Rights)

As a data subject under Mexican law, you have the following rights:

  • Access (Acceso): Request a copy of the personal data we hold about you.
  • Rectification (Rectificación): Request correction of inaccurate or incomplete data.
  • Cancellation (Cancelación): Request deletion of your personal data.
  • Opposition (Oposición): Object to processing of your data for specific purposes.
  • Revocation of Consent: Withdraw consent for secondary processing purposes at any time.
  • Data Portability: Request your data in a structured, machine-readable format.

To exercise any of these rights, send a written request to info@vexibuormx.com identifying yourself and specifying the right you wish to exercise. We will respond within 20 business days as required by the LFPDPPP. If you believe your rights have not been respected, you may file a complaint with the Instituto Nacional de Transparencia, Acceso a la Información y Protección de Datos Personales (INAI) at www.inai.org.mx.

8. Security Measures

We implement technical, administrative, and physical security measures appropriate to the nature of the data we process. These include encrypted data transmission (HTTPS), password hashing, access controls, and regular security reviews. No system is completely immune to risk, but we take reasonable steps to protect your information.

9. Cookies

We use cookies and similar technologies on this website. For full details on the types of cookies used, their purposes, and how to manage your preferences, please see our Cookie Policy.

10. Children's Privacy

Vexibuor MX is intended for adults managing household finances. We do not knowingly collect personal data from individuals under 18 years of age. If you become aware that a minor has provided us with personal data, please contact us at info@vexibuormx.com so we can delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. Continued use of the service after changes are posted constitutes acceptance of the updated policy. For material changes, we will notify registered users by email.

12. Contact

For any questions or concerns about this Privacy Policy or our data practices, contact us at:
Email: info@vexibuormx.com
Address: José María Morelos 43, Xalapa, Veracruz, Mexico
Phone: +52 228 812 1289